Breakwater Insurance Brokers is committed to ensuring clients obtain the best policy by conducting client reviews and policy comparisons on an extensive range of general insurance and professional insurance products.

For more than 20 years, Breakwater Insurance has been providing trusted local advice.

Formerly known as Richardson and Dennis Insurance Agencies, we transitioned from being an authorised representative to become a brokerage in mid-2017.

But whilst our name might have changed, our values, our commitment to our region and our team did not. We are still locally owned and operated and collectively, we offer more than 100 years’ combined experience.


So why Breakwater? Just as a breakwater protects a coast or harbour from the relentless force of the weather and sea, our business protects you, your family and your business.

As people who are genuinely and passionately committed to south west Victoria, it also seemed appropriate to choose the iconic Warrnambool breakwater a symbol for our business.

Our People

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