BUSINESS

Emerging or well-established. Small to large scale and everything in between. Whatever it looks like, our team will work with you to understand your business and its industry.

We will provide you with options for a tailored business insurance plan using our expertise and resources.

We know that a successful business takes years and incredible dedication to build, but we’ve seen all too often that an accident or disaster could destroy that in minutes. With the right cover in place, you can run your business with the confidence in knowing that it is adequately protected.

Breakwater works with clients across a diverse mix of industries including professional services firms, construction companies, breweries and distilleries and everything in between. We work with sole traders, family businesses and corporates – regardless of your size, we will take the time to understand the realities and risks in your business and the assets that need protecting.

Business insurance can include:

OUR FIRST MEETING WITH YOU

The goal of our first meeting will be to learn about your business and get a clear understanding of your operations and the inherent risks to your business and specific industry.

We focus on building your trust so you can give us all the relevant information and insights we need to understand the risks facing your business. We also recognise that you are the expert in what you do – so always feel you can explain to us the intricacies of your business and its operations.

From there, with our knowledge of your operations and risk profile, we will be able to develop a comprehensive and tailored insurance plan to review with you. We will take the time to explain the risks identified and the rationale behind our recommended insurance program.

We will then approach our network of insurers to find the right coverage for your identified needs. Depending on the complexity of your operations, this can involve us advocating to the insurer in relation to specific risk mitigation strategies you have in place, explaining the intricacies of your operations in contrast to other businesses in your sector, and comparing a range of very specific policy wordings to find the most appropriate cover for your business.

Enter your details to arrange a complimentary insurance review with Breakwater Insurance Brokers

Business Enquiry

LOOKING OUT FOR YOU

We work closely with our clients so that they understand when and how to update us in relation to their business and the impact any changes to operations could have on their policy coverage. 

Unfortunately, we have seen what happens when a business owner adds managing the complexities of insurance to their already busy schedule without an in-depth understanding of the intricate policy wordings that now govern insurance. This makes it very hard for a business owner to know how changes and developments to a business can impact, or even negate, your cover.

In the event of a claim, we will be by your side from the moment you notify us of the potential claim right through to the ultimate resolution. We truly believe in the value of our claims service and pride ourselves on the assistance and support we provide to our clients during a claim. Navigating the complex claims processes within a direct insurance company can be incredibly challenging and stressful, the benefit of partnering with Breakwater is that we will do this for you – and with the best interests of you and your business at the core of all we do. 

So why us? Well, there is good reason.

We take the thought, strategy, negotiation and administration of insurance off your plate by leading the development of your insurance program, arranging the cover and providing you advanced notice of the expiry of any cover. We also take care of all the work required in analysing the market at expiration and either renewing your current policy or changing your cover to a new insurer.

CONTACT US

Find out how we can help you today. Send us your enquiry.

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