If you run a small business in Warrnambool or broader South West Victoria, you’ll know that cash flow problems rarely stay contained to one part of a business: a squeeze in one area, like a large annual insurance bill landing...

El Niño has been declared, and that’s important to know for your farm insurance. The Bureau of Meteorology confirmed it in mid-June 2026, with forecasts pointing toward a strong to very strong event that may persist into 2027. If you...

Here’s something most insurance brokers would never say out loud: nobody actually wants insurance. Not really. No regional business owner woke up this morning thinking, “I’d love to spend a few hours reviewing my policy schedule.” No farmer has ever...

Periods of global instability can create new insurance risks for businesses in ways that are not always immediately obvious. The escalating conflict in the Middle East has prompted widespread discussion about potential impacts on fuel prices, fertiliser supply and global...

Most claims against business owners and senior managers don’t come from intentionally bad behaviour. They come from doing your best in a complex environment: employing people, making judgment calls, navigating regulation, and trying to keep a business moving forward. And...

On Wednesday 10 December 2025, the Victorian Government announced the introduction of regulations allowing farmers across the state to adopt virtual fencing and herding technology. With Victoria now formally enabling the use of this technology, NSW and South Australia are...

As another Australian summer approaches, bushfire risk becomes top of mind for many homeowners, even those who may not have faced fire before. While your local fire authority provides the best guidance on how to physically prepare your property, now...

By Gabrielle Toscan For many commercial property owners, insurance is treated as a “set and forget” exercise. Policies are renewed each year with a primary focus on the premiums, but often little more than a glance at the sums insured....

By Kacey Webb Directors, senior executives and managers in the aged care sector are entering a new era of personal responsibility, and preparation is key. From 1 November 2025, the reformed Aged Care Act will carry significant new civil and...

Social media is everywhere. It’s unavoidable, it’s powerful, and it’s here to stay. That being said, social media does come with a set of risks. According to the latest EY Global Information Security Survey, 59% of organisations had a “material or...