The lifeblood of Breakwater, we genuinely understand both the joys and challenges of life on a farm.
Running a farm and owning rural land comes with a vulnerability to events such as bushfires, floods and storms that can destroy livestock, damage buildings, fencing and machinery, costing you time and money.
Breakwater offers tailored and reliable support to help you feel secure and confident in your decisions, allowing you to focus on what matters most.
Our experience with the 2018 St Patrick’s Day Bushfires confirmed to us that the coverage and support we provide to our farming clients in second to none.
Rural and farm insurance can include:
The goal of our first meeting will be to learn about you and your farm and get a clear understanding of your operations and the inherent risks in the farming industry.
We focus on building your trust so you can give us all the relevant information and insights we need to understand the risks facing your farming enterprise. We also recognise that you are the expert in what you do – so always feel you can explain to us the intricacies of your farm and its operations.
From there, with our knowledge of your operations and risk profile, we will be able to develop a comprehensive and tailored insurance plan to review with you. We will take the time to explain the risks identified and the rationale behind our recommended insurance program.
We will then approach our network of insurers to find the right coverage for your identified needs. Depending on the complexity of your operations, this can involve us advocating to the insurer in relation to specific risk mitigation strategies you have in place, explaining the intricacies of your operations in contrast to other farming enterprises and comparing a range of very specific policy wordings to find the most appropriate cover for your farm.
Enter your details to arrange a complimentary insurance review with Breakwater Insurance Brokers
We work closely with you so that you understand when and how to update us in relation to your farm and the impact any changes to its operations could have on your policy coverage.
Unfortunately, we have seen what happens when farm owners add managing the complexities of insurance to their already busy schedule without an in-depth understanding of the intricate policy wordings that now govern insurance. This makes it very hard for farm owners to know how changes and developments to their farm can impact, or even negate, their cover.
In the event of a claim, we will be by your side from the moment you notify us of the potential claim through right through to the ultimate resolution. We truly believe in the value of our claims service and pride ourselves on the assistance and support we provide to our clients during a claim. Navigating the complex claims processes within an insurance company can be incredibly challenging and stressful, the benefit of partnering with Breakwater is that we will do this for you – and with your best interests at the core of all we do.
As farming operations become more complex and as the claims process within insurers becomes more protracted and legal, it is essential that the person managing your insurance represents you.
Unlike various other big players in the rural insurance sector, Breakwater Insurance Brokers is appointed by and responsible to you, not the insurer. We are not a licensee of an insurer, we have our own licence. This means we are able to work with a wide panel of insurers and can broker your farm across this panel to find the best policy structure for your needs.
We understand the demands of running a farm are significant and will take the thought, strategy, negotiation and administration of insurance off your plate by leading the development of your insurance program, arranging the cover and providing you advanced notice of the expiry of any cover. We also take care of all the work required in analysing the market at expiration and either renewing your current policy or changing your cover to a new insurer.
Find out how we can help you today. Send us your enquiry.
Woodleigh Fields Pty Ltd T/As
Breakwater Insurance Brokers
ABN: 32 063 888 308 AFSL: 495738
Breakwater Insurance Brokers arrange but do not issue, guarantee or underwrite these insurance policies. This website content contains general information only about insurance products and may not suit your particular circumstances. Before making decisions about insurance products you should consider the appropriateness of the information having regard to your circumstances and the Product Disclosure Statement and any applicable Supplementary Product Disclosure Statements available from Breakwater Insurance Brokers.
© 2024 Breakwater Insurance Brokers | Powered By FocusNet Technology
